7 Steps Toward Better CPP/QPP Claiming Decisions: Shifting the Paradigm on how we help Canadians

About

When to claim benefits from the Canada Pension Plan (CPP) — or its Quebec counterpart, the Quebec Pension Plan (QPP) — is one of the most important retirement financial decisions Canadians will make. This 8-part series aims to shift the paradigm toward more informed decision-making. Its purpose is simple: to propose new ways to help Canadians understand and benefit from the value of delaying CPP/QPP benefits.

Paper series Overview

Introduction: Opportunities and Obstacles to shifting the paradigm

Step 1: (Re) Introducing the Retirement Income System

Step 2: Making a Case for Secure Pension Income

Step 3: Retiring Problematic Narratives

Step 4: Providing the Right Information in the Right Way

Step 5 & 6: Improving Long-term Financial Decision-making by Bridging the Psychological Divide Between Today and Tomorrow

Step 7: Strengthening CPP/QPP for Better Outcomes — Two Evidence-Based Reforms